Websites

What does a business website legally need?

In the US, almost every business website needs a privacy policy, because California's CalOPPA requires one from any commercial site that collects personal information from California residents, and a contact form is enough. Larger businesses also fall under state privacy laws such as the CCPA, which applies above $26.625 million in revenue. Add accessible design under the ADA, CAN-SPAM rules for marketing email, and clear terms if you sell online. Selling to the UK or EU adds company details, cookie consent and, from 19 June 2026, an EU withdrawal button.

By MateiPublished · 8 min read
Contents
  1. Key points
  2. At a glance
  3. A privacy policy
  4. State privacy laws
  5. Cookies and tracking
  6. Email and text marketing
  7. Accessibility
  8. If you sell online
  9. If you have UK or EU customers
  10. Checklist
  11. Questions
  12. Sources

Key points

  • CalOPPA requires a conspicuously posted privacy policy on any commercial website that collects personal information from California residents.
  • 20 US states had comprehensive privacy laws in effect by August 2026; the CCPA applies to businesses with $26.625 million or more in annual revenue, among other thresholds.
  • Each email that breaks CAN-SPAM can cost up to $53,088 in penalties, and opt-outs must be honoured within 10 business days.
  • Sites selling to EU consumers need a two-step "withdraw from contract here" function from 19 June 2026.

What a website needs legally depends on what it does and who it serves. A site that only presents a local business has far fewer obligations than one that sells online or collects data at scale. Here's each requirement in turn, the law behind it, and what changed in 2025 and 2026.

At a glance

Requirement Who needs it Law
Privacy policy Any site collecting personal information from Californians, so nearly every business site CalOPPA
Privacy rights and opt-out links Larger businesses, above state thresholds CCPA and other state privacy laws
Accessible design Businesses open to the public ADA
Marketing email rules Anyone sending commercial email CAN-SPAM
Marketing text rules Anyone sending promotional texts TCPA
Terms, shipping and refunds Sites that sell online FTC rules, state laws
Children's data Sites aimed at children under 13 COPPA
Company details UK companies; businesses selling in the EU UK Companies Act, EU e-commerce rules
Cookie consent Sites targeting EU or UK visitors GDPR, ePrivacy

A privacy policy

California's Online Privacy Protection Act (CalOPPA) requires any commercial website that collects personally identifiable information from California residents to post a privacy policy conspicuously. Names, email addresses and phone numbers from a contact form all count. Because a website can't keep Californians out, most US businesses treat this as a national requirement.

Under CalOPPA, the policy has to:

  • list the categories of personal information you collect and the kinds of third parties you share it with;
  • explain how visitors can review and request changes to their information, if you offer that;
  • explain how you'll notify visitors of changes to the policy, and show its effective date;
  • say how the site responds to browsers' "Do Not Track" signals;
  • say whether other parties can collect information about visitors' activity over time and across sites, for example through ad pixels.

Link to the policy in the footer of every page and next to every form.

State privacy laws

By August 2026, 20 US states had comprehensive consumer privacy laws in effect, with more signed and taking effect in 2027. They give residents rights such as accessing and deleting their data and opting out of its sale or use for targeted advertising.

Most of these laws only apply above a threshold. California's CCPA, the best known, covers businesses that do business in California and meet at least one of these tests:

  • $26.625 million or more in annual gross revenue (the figure since 1 January 2025);
  • buying, selling or sharing the personal information of 100,000 or more California residents or households;
  • making 50% or more of revenue from selling or sharing personal information.

A café or a dental practice usually falls below every threshold. A growing online store or a business with a large marketing list should check each state where it has customers.

Cookies and tracking

No federal law requires a cookie banner in the US. Two situations change that:

  • State opt-out rights. Where a state privacy law applies to you, visitors can opt out of targeted advertising, and several states require you to honour browser opt-out signals such as Global Privacy Control.
  • EU and UK visitors. If your site targets people in Europe, the GDPR and ePrivacy rules require consent before analytics, ad pixels and other non-essential cookies are set.

Email and text marketing

CAN-SPAM applies to every commercial email, not just bulk campaigns. The FTC's guide lists the main rules: no misleading "From" lines or subject lines, identify the message as an ad when it is one, include your physical postal address, offer a clear way to opt out and honour opt-outs within 10 business days. Each email that breaks the law can cost up to $53,088 in penalties.

Text messages fall under the Telephone Consumer Protection Act: promotional texts need the recipient's prior express written consent, and carriers require businesses to register before sending texts from a regular phone number.

Accessibility

The Department of Justice says the ADA applies to the websites of businesses open to the public, and accessibility lawsuits are common: more than 3,000 were filed in federal courts in 2025. What that means for your site is in website accessibility: the ADA and the European Accessibility Act.

If you sell online

A site that takes orders and payments needs clear terms before checkout:

  • the full price, taxes and shipping costs;
  • delivery times; the FTC's Mail, Internet or Telephone Order Merchandise Rule requires you to ship within the time you state, or within 30 days if you don't state one;
  • your return and refund policy;
  • for subscriptions, the renewal terms and how to cancel.

The FTC's "click-to-cancel" rule was struck down by a federal appeals court in July 2025, but the Restore Online Shoppers' Confidence Act still applies, and states such as California, New York and Minnesota have their own automatic renewal laws with cancellation requirements.

If you have UK or EU customers

  • UK companies must show on their website the registered company name, registration number, registered office address and where the company is registered.
  • Selling to EU consumers brings EU rules: company details on the site, GDPR-compliant privacy information, cookie consent and a 14-day right of withdrawal. From 19 June 2026, the EU also requires a withdrawal function for online contracts: a clearly labelled "withdraw from contract here" button, a confirmation step, and an acknowledgement sent by email with the date and time.
  • Accessibility: since 28 June 2025, the European Accessibility Act applies to online stores selling to EU consumers, with an exemption for micro-enterprises.

Checklist

  1. A privacy policy written for your site, linked in the footer and next to every form.
  2. Contact details and, for a UK company, the registered details in the footer.
  3. No tracking pixels you don't actually use.
  4. Marketing emails with your postal address and a working unsubscribe link.
  5. Accessible design: contrast, alt text, labelled forms, keyboard navigation.
  6. If you sell: prices, shipping, refunds and cancellation terms before checkout.

When we build a site, we start from this list: the right privacy policy for what the site actually does and as few trackers as possible. The details are on our web design page, and the rest of what a site should contain is in what a small business website should include.

Questions

Does a small business website need a privacy policy?

In practice, yes. CalOPPA requires a privacy policy on any commercial website that collects personally identifiable information from California residents, and a contact form, booking form or newsletter sign-up collects exactly that. Since you can't stop Californians from visiting, most US businesses post one.

Do US websites need a cookie banner?

No federal law requires one. Some state privacy laws give visitors the right to opt out of targeted advertising, and the GDPR and ePrivacy rules require consent before non-essential cookies for visitors in the EU and UK, so a site that targets those visitors needs a consent banner.

Are terms and conditions legally required?

Not for a site that only presents your business. They become important when you sell online, because that's where you state prices, shipping, refunds and cancellation terms, and where state automatic renewal laws expect clear disclosures.

Can I copy a privacy policy from another website?

It's a bad idea. A policy has to describe what your site actually collects, through which forms and services, and who you share it with. A copied one usually mentions services you don't use and leaves out the ones you do.

Does the ADA apply to my website?

The Department of Justice says the ADA's requirements apply to the websites of businesses open to the public, and more than 3,000 website accessibility lawsuits were filed in federal courts in 2025. The details are in our article on website accessibility.

Sources

  1. California Business and Professions Code §22575 (CalOPPA), California Legislative Information
  2. Frequently Asked Questions, California Privacy Protection Agency
  3. U.S. State Privacy Laws: 2026 Tracker and Compliance Guide, Enzuzo
  4. CAN-SPAM Act: A Compliance Guide for Business, Federal Trade Commission
  5. Eighth Circuit Vacates FTC Click-to-Cancel Rule, Latham & Watkins
  6. Running a limited company: signs, stationery and promotional material, GOV.UK
  7. EU consumer protection law update: new mandatory withdrawal button, Hogan Lovells

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